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Shared work, employment and insuranceJurisdiction: United KingdomAudience: Company, Operative, Customer, Landlord, Letting agentLast reviewed 2026-08-30Next review due 2026-11-30

Is public liability insurance always legally compulsory?

Not as a blanket rule for every UK business, although clients, contracts, trade bodies or particular activities may require it. Profiles must not imply otherwise.

General information only. Jobaro does not provide legal, tax, accounting, employment, tenancy or health-and-safety advice. Your circumstances and location matter.

Plain answer

Not as a blanket rule for every UK business, although clients, contracts, trade bodies or particular activities may require it. Profiles must not imply otherwise.

What this means for you

Labels inside Jobaro do not decide employment status, competence, insurance or CDM responsibilities.

What you need to do

Record approvals, appointments, competence checks, insurance evidence, subcontracting permissions and role allocations before work starts.

What Jobaro does

Jobaro provides shared-work records, communications, evidence storage and audit trails.

What Jobaro does not do

Jobaro does not automatically vet every participant, employ operatives, judge competence or transfer legal duties between parties.

Official sources

  • Construction administration and method statements

    HSE / checked 2026-08-30

Related questions

  • Is employers' liability insurance compulsory?
  • What happens if shared-work parties dispute payment or defects?
  • Who checks worker competence?
  • What happens on a domestic construction project?

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Jobaro

Keep jobs, quotes and updates together, wherever you work.

Jobaro is a product of Trent End Ventures Ltd.

Company no. 17217981. Registered office: 1, Suite 10022 Hanley Street, Nottingham, United Kingdom, NG1 5BL. Not VAT registered.

support@jobaro.co.uk

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Jobaro provides software and records. It is not automatically the contractor, landlord, letting agent, tax adviser or safety adviser. Platform boundary